--- title: Perspective --- [Skip to content](https://arcmoney.com.au/perspective#main-content) [![arc-money-logo](https://arcmoney.com.au/hubfs/Logos/arc-money-logo.svg "arc-money-logo")](https://arcmoney.com.au/?hsLang=en) - [Home](https://arcmoney.com.au) - [Loan products](https://arcmoney.com.au/loan-products) - [Arc perspective](https://arcmoney.com.au/perspective) - [Introducer portal](https://arcmoney.com.au/introducer-portal) - [About us](https://arcmoney.com.au/about-us) - [Contact us](https://arcmoney.com.au/contact-us) [Loan enquiry](https://arcmoney.com.au/loan-enquiry?hsLang=en) [Get accredited](https://arcmoney.com.au/get-accredited?hsLang=en) [Fast Approval](https://arcmoney.com.au/fast-app-2?hsLang=en) # Case Studies Real results for our clients to unlock their financial potential with flexible funding and tailored solutions from Arc Money.  ### [![main](https://arcmoney.com.au/hs-fs/hubfs/main.webp?width=1200&height=799&name=main.webp) $626K for a professional property investor  The Sponsor was a professional property flipper with a proven track record. Read case study April 2026](https://arcmoney.com.au/case-study-1?hsLang=en) ### [![Yeppoon](https://arcmoney.com.au/hs-fs/hubfs/Yeppoon.jpg?width=540&height=312&name=Yeppoon.jpg) $1M refinance and equity release to renovate commercial property The Sponsor is a business owner who required a refinance of existing investment debt and an equity release to renovate a commercial property.  Read case study Feb 2026](https://arcmoney.com.au/case-study-2?hsLang=en) ### [![Commercial Property Interior Design](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Commercial%20Property%20Interior%20Design.png?width=1536&height=1024&name=Commercial%20Property%20Interior%20Design.png) $2M developer equity release to purchase an investment property An equity release funding solution for a development company that wanted to purchase another investment property. Read case study March 2026](https://arcmoney.com.au/case-study-3?hsLang=en) ### [![21 Story CoLiving Building Urban Skyline](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/21%20Story%20CoLiving%20Building%20Urban%20Skyline.png?width=1024&height=1536&name=21%20Story%20CoLiving%20Building%20Urban%20Skyline.png) $3.8M pre-construction facility for multi-story co-living accommodation A refinance of an existing lender for a project that had commenced pre-development.  Read case study July 2026](https://arcmoney.com.au/pre-construction?hsLang=en) ### [![Service Station at Night](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Service%20Station%20at%20Night.png?width=1536&height=1024&name=Service%20Station%20at%20Night.png) $910K for a service station purchase The Sponsor wanted to purchase a service station to operate for a profit.  Read case study June 2026](https://arcmoney.com.au/case-study-service-station?hsLang=en) ### [![Renovated House Transformation Case Study](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Renovated%20House%20Transformation%20Case%20Study.png?width=1536&height=1024&name=Renovated%20House%20Transformation%20Case%20Study.png) $592K for a buy, reno and sell The Sponsor purchased a run-down property with the intention of completing a cosmetic renovation. Read case study May 2026](https://arcmoney.com.au/case-study-upgrade-sell?hsLang=en) [Get in touch](https://8768169.hs-sites.com/one/contact/1) # Articles Learn more about our approach to Private Credit with our thought leadership articles. ### [![Accountant Declarations and Industry Bodies](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Accountant%20Declarations%20and%20Industry%20Bodies.png?width=1622&height=969&name=Accountant%20Declarations%20and%20Industry%20Bodies.png) **The Accountant Certificate Stalemate in Private Credit: And a Practical Way Around It** Across Australia, major accounting bodies, including CPA Australia and CA ANZ, have publicly warned accountants against signing “capacity to repay” and serviceability declarations for loan applications.  Read article July 2026](https://arcmoney.com.au/article-accountant-certificates?hsLang=en) ### [![Private Credit Deal Signs](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Private%20Credit%20Deal%20Signs.png?width=1536&height=1024&name=Private%20Credit%20Deal%20Signs.png) **7 Signs It's Time To Think Private Credit** Most brokers are trained to think like banks. So when a scenario falls outside policy, the instinct is often to restructure it, gather more documents, order another valuation, or wait for another credit decision. Read article July 2026](https://arcmoney.com.au/article-seven-signs?hsLang=en) ### [![Brokers Video Call Success](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Brokers%20Video%20Call%20Success.png?width=1536&height=1024&name=Brokers%20Video%20Call%20Success.png) **How Our Broker Made $53K With One Video Call** The Sponsor was about to go direct with another lender, so the Broker arranged a video call. The rest is history.  Read article August 2026](https://arcmoney.com.au/one-video-call?hsLang=en) ### [![Negative Gearing Evolves with Smart Brokers](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Negative%20Gearing%20Evolves%20with%20Smart%20Brokers.png?width=1536&height=1024&name=Negative%20Gearing%20Evolves%20with%20Smart%20Brokers.png) Negative Gearing is Changing. Smart Brokers are Changing with it.   For brokers, it isn't just a tax change; it's a strategic opportunity.  Read artcle July 2026](https://arcmoney.com.au/negative-gearing?hsLang=en) ### [![Arc\_PurpleCircle\_Announcement](https://arcmoney.com.au/hs-fs/hubfs/Arc_PurpleCircle_Announcement.png?width=1170&height=914&name=Arc_PurpleCircle_Announcement.png) **Arc Money Joins Purple Circle Lender Panel As A Purple Education Partner ** Arc Money has joined Purple Circle’s lender panel and has been appointed a “Purple – Education Partner”, strengthening the aggregator’s support for brokers operating in the non-NCCP and private credit market.  Read press release August 2026](https://arcmoney.com.au/arc-money-joins-purple-circle?hsLang=en) ### [![Bank Scenarios Avoid Private Lenders](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Bank%20Scenarios%20Avoid%20Private%20Lenders.png?width=1535&height=1024&name=Bank%20Scenarios%20Avoid%20Private%20Lenders.png) **Stop Sending Bank Scenarios to Private Lenders ** One of the first questions we ask when a scenario lands on our desk is simple: Why can’t this go to a bank? We call it the magic of why. Read article August 2026](https://arcmoney.com.au/stop-sending-bank-scenarios?hsLang=en) ### [![The bathla fallout](https://arcmoney.com.au/hs-fs/hubfs/The%20bathla%20fallout.png?width=1672&height=941&name=The%20bathla%20fallout.png) The Bathla Fallout: What If Your Client’s Lender Won’t Roll? Perfect payment history. Strong security. But the next extension may no longer be on the table.  Read article September 2026](https://arcmoney.com.au/the-bathla-fallout?hsLang=en) ### [![Clock Running on Private Credit Scenario](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Clock%20Running%20on%20Private%20Credit%20Scenario.png?width=1536&height=1024&name=Clock%20Running%20on%20Private%20Credit%20Scenario.png) Every Private Credit Scenario Has a Clock Running  Private credit scenarios usually come with one thing in common: urgency. There is a settlement deadline. A refinance date. An acquisition at risk. A creditor applying pressure. Something has created the need for private credit in the first place. Read artcle August 2026](https://arcmoney.com.au/clock-running?hsLang=en) [Get in touch](https://8768169.hs-sites.com/one/contact/1) [![arc-money-logo](https://arcmoney.com.au/hubfs/Logos/arc-money-logo.svg "arc-money-logo")](https://arcmoney.com.au/?hsLang=en) Empowering you to make your financial dreams a reality with tailored mortgage solutions. 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