--- title: Perspective --- [Skip to content](https://arcmoney.com.au/perspective#main-content) [![arc-money-logo](https://arcmoney.com.au/hubfs/Logos/arc-money-logo.svg "arc-money-logo")](https://arcmoney.com.au/?hsLang=en) - [Home](https://arcmoney.com.au) - [Loan products](https://arcmoney.com.au/loan-products) - [Arc perspective](https://arcmoney.com.au/perspective) - [Introducer portal](https://arcmoney.com.au/introducer-portal) - [About us](https://arcmoney.com.au/about-us) - [Contact us](https://arcmoney.com.au/contact-us) [Loan enquiry](https://arcmoney.com.au/loan-enquiry?hsLang=en) [Get accredited](https://arcmoney.com.au/get-accredited?hsLang=en) [Fast Approval](https://arcmoney.com.au/fast-app-2?hsLang=en) # Case Studies Real results for our clients to unlock their financial potential with flexible funding and tailored solutions from Arc Money.  ### [![main](https://arcmoney.com.au/hs-fs/hubfs/main.webp?width=1200&height=799&name=main.webp) $626K for a professional property investor  The Sponsor was a professional property flipper with a proven track record. Read case study April 2026](https://arcmoney.com.au/case-study-1?hsLang=en) ### [![Yeppoon](https://arcmoney.com.au/hs-fs/hubfs/Yeppoon.jpg?width=540&height=312&name=Yeppoon.jpg) $1M refinance and equity release to renovate commercial property The Sponsor is a business owner who required a refinance of existing investment debt and an equity release to renovate a commercial property.  Read case study Feb 2026](https://arcmoney.com.au/case-study-2?hsLang=en) ### [![Commercial Property Interior Design](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Commercial%20Property%20Interior%20Design.png?width=1536&height=1024&name=Commercial%20Property%20Interior%20Design.png) $2M developer equity release to purchase an investment property An equity release funding solution for a development company that wanted to purchase another investment property. Read case study March 2026](https://arcmoney.com.au/case-study-3?hsLang=en) ### [![21 Story CoLiving Building Urban Skyline](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/21%20Story%20CoLiving%20Building%20Urban%20Skyline.png?width=1024&height=1536&name=21%20Story%20CoLiving%20Building%20Urban%20Skyline.png) $3.8M pre-construction facility for multi-story co-living accommodation A refinance of an existing lender for a project that had commenced pre-development.  Read case study July 2026](https://arcmoney.com.au/pre-construction?hsLang=en) ### [![Service Station at Night](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Service%20Station%20at%20Night.png?width=1536&height=1024&name=Service%20Station%20at%20Night.png) $910K for a service station purchase The Sponsor wanted to purchase a service station to operate for a profit.  Read case study June 2026](https://arcmoney.com.au/case-study-service-station?hsLang=en) ### [![Renovated House Transformation Case Study](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Renovated%20House%20Transformation%20Case%20Study.png?width=1536&height=1024&name=Renovated%20House%20Transformation%20Case%20Study.png) $592K for a buy, reno and sell The Sponsor purchased a run-down property with the intention of completing a cosmetic renovation. Read case study May 2026](https://arcmoney.com.au/case-study-upgrade-sell?hsLang=en) [Get in touch](https://8768169.hs-sites.com/one/contact/1) # Articles Learn more about our approach to Private Credit with our thought leadership articles. ### [![Accountant Declarations and Industry Bodies](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Accountant%20Declarations%20and%20Industry%20Bodies.png?width=1622&height=969&name=Accountant%20Declarations%20and%20Industry%20Bodies.png) **The Accountant Certificate Stalemate in Private Credit: And a Practical Way Around It** Across Australia, major accounting bodies, including CPA Australia and CA ANZ, have publicly warned accountants against signing “capacity to repay” and serviceability declarations for loan applications.  Read article July 2026](https://arcmoney.com.au/article-accountant-certificates?hsLang=en) ### [![Private Credit Deal Signs](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Private%20Credit%20Deal%20Signs.png?width=1536&height=1024&name=Private%20Credit%20Deal%20Signs.png) **7 Signs It's Time To Think Private Credit** Most brokers are trained to think like banks. So when a scenario falls outside policy, the instinct is often to restructure it, gather more documents, order another valuation, or wait for another credit decision. Read article July 2026](https://arcmoney.com.au/article-seven-signs?hsLang=en) ### [![Brokers Video Call Success](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Brokers%20Video%20Call%20Success.png?width=1536&height=1024&name=Brokers%20Video%20Call%20Success.png) **How Our Broker Made $53K With One Video Call** The Sponsor was about to go direct with another lender, so the Broker arranged a video call. The rest is history.  Read article August 2026](https://arcmoney.com.au/one-video-call?hsLang=en) ### [![Negative Gearing Evolves with Smart Brokers](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Negative%20Gearing%20Evolves%20with%20Smart%20Brokers.png?width=1536&height=1024&name=Negative%20Gearing%20Evolves%20with%20Smart%20Brokers.png) Negative Gearing is Changing. Smart Brokers are Changing with it.   For brokers, it isn't just a tax change; it's a strategic opportunity.  Read artcle July 2026](https://arcmoney.com.au/negative-gearing?hsLang=en) ### [![Arc\_PurpleCircle\_Announcement](https://arcmoney.com.au/hs-fs/hubfs/Arc_PurpleCircle_Announcement.png?width=1170&height=914&name=Arc_PurpleCircle_Announcement.png) **Arc Money Joins Purple Circle Lender Panel As A Purple Education Partner ** Arc Money has joined Purple Circle’s lender panel and has been appointed a “Purple – Education Partner”, strengthening the aggregator’s support for brokers operating in the non-NCCP and private credit market.  Read press release August 2026](https://arcmoney.com.au/arc-money-joins-purple-circle?hsLang=en) ### [![Bank Scenarios Avoid Private Lenders](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Bank%20Scenarios%20Avoid%20Private%20Lenders.png?width=1535&height=1024&name=Bank%20Scenarios%20Avoid%20Private%20Lenders.png) **Stop Sending Bank Scenarios to Private Lenders ** One of the first questions we ask when a scenario lands on our desk is simple: Why can’t this go to a bank? We call it the magic of why. Read article August 2026](https://arcmoney.com.au/stop-sending-bank-scenarios?hsLang=en) ### [![The exit strategy is the real test](https://arcmoney.com.au/hs-fs/hubfs/The%20exit%20strategy%20is%20the%20real%20test.png?width=1672&height=941&name=The%20exit%20strategy%20is%20the%20real%20test.png) The Exit Strategy is the Real Serviceability Test In traditional lending, serviceability is often the headline question. Can the borrower afford the repayments over 20 or 30 years? Private credit is different. Read article September 2026](https://arcmoney.com.au/the-exit-test?hsLang=en) ### [![Clock Running on Private Credit Scenario](https://arcmoney.com.au/hs-fs/hubfs/AI-Generated%20Media/Images/Clock%20Running%20on%20Private%20Credit%20Scenario.png?width=1536&height=1024&name=Clock%20Running%20on%20Private%20Credit%20Scenario.png) Every Private Credit Scenario Has a Clock Running  Private credit scenarios usually come with one thing in common: urgency. There is a settlement deadline. A refinance date. An acquisition at risk. A creditor applying pressure. Something has created the need for private credit in the first place. Read artcle August 2026](https://arcmoney.com.au/clock-running?hsLang=en) [Get in touch](https://8768169.hs-sites.com/one/contact/1) [![arc-money-logo](https://arcmoney.com.au/hubfs/Logos/arc-money-logo.svg "arc-money-logo")](https://arcmoney.com.au/?hsLang=en) Empowering you to make your financial dreams a reality with tailored mortgage solutions. 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